Sale catalog
Mortgage payment
Enter a price, a loan share, an annual rate, and a term in years. The page calculates one monthly repayment on a fixed-rate amortising loan. It is not a bank's mortgage offer, and it does not compare bank products.
This page is not a contract, not a mortgage offer, and not investment advice.
A home, a share, and a digital asset are not the same kind of holding. A flat's price can fall, and a flat can sit unsold for a long time. That sentence is a boundary. It is not a suggestion to buy, sell, or hold any of them.
The monthly rate is the nominal annual rate divided by 12. The number of payments is the term in years times 12. At a zero rate, the payment is the loan divided by the number of months. Amounts are shown in Hong Kong dollars, rounded to the nearest dollar. The figure leaves out stamp duty, insurance, management fees, and any cash rebate.
The defaults are an example: price 8,000,000, 90 percent loan, 3.25 percent a year, 30 years. That is not a bank's current rate.